NEW BENEFITS!
The American Express Business Gold takes the challenge out of earning points. With no rotating bonus categories, cardholders are in control of where to spend money and easily earn points that best suit their business needs. (Partner offer)
At a glance
- 4X Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
- 3X Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
- 1x 1X is earned for other purchases. **
-
Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
-
Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
At a glance
- 4X Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
- 3X Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
- 1x 1X is earned for other purchases. **
-
Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
-
Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
-
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
-
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
-
Get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes.
-
Your Card – Your Choice. Choose from Gold or Rose Gold.
-
*Terms Apply
Our Take
TPG Editor's Rating
Overview
If you’re business does a lot of spending, you can probably justify spending the $375 annual fee that’s associated with the American Express Business Gold card. This card allows you to earn points in the top two categories you spend the most in. If you max out the categories each year, you could walk away with 600,000 Membership Rewards points annually. Amex has 22 airline and hotel partners you can transfer points to and often offers limited time transfer bonuses that you can take advantage of to increase the value of existing points.
Pros
-
Earn 4x Membership Rewards points in the top 2 spending categories each month (on the first $150,000 in combined purchases each calendar year), then 1 point per dollar
-
Comes with a 70,000-point welcome offer
Cons
-
Hefty $375 annual fee
-
Must spend $10,000 on the card in the first three months of card membership
-
There may be better options for small businesses who don't spend a lot
Who is this card good for?
The American Express Business Gold card is great for larger businesses who do a lot of spending and are looking for a decent return on investment. Smaller businesses may have trouble racking up enough expenses to make this card worthwhile.
Earning Rewards
Cardholders will earn 4 points per dollar on their top two spending categories each month. The categories that will count towards earning these points are transit purchases; U.S. purchases for online, TV and radio advertising; monthly wireless phone service charges made directly from U.S. service providers; U.S. purchases at gas stations; U.S. purchases at restaurants; and U.S. purchases from electronic goods retailers and cloud system providers. Earn 3 points per dollar on flights and prepaid hotels booked on AmexTravel.com. You earn 1 point per dollar on all other purchases.