Best for business owners who enjoy staying with IHG
The IHG One Premier Business card offers perks for small-business owners who enjoy earning and redeeming points with IHG. The card offers an anniversary free night each year after your cardmember anniversary that can easily provide enough value to justify the card’s annual fee. Plus, cardholders get other IHG-related perks including Platinum Elite status and a fourth night free when redeeming IHG points for stays of four nights or longer. (Partner offer)
At a glance
- 26X Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
- 5X Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants
- 3X Earn 3 points per $1 spent on all other purchases
At a glance
- 26X Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
- 5X Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants
- 3X Earn 3 points per $1 spent on all other purchases
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Limited Time offer! Earn up to 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening.
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Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
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Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
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Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
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Automatic Platinum Elite status as long as you remain a Premier Business cardmember
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Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
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IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
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Member FDIC
Our Take
TPG Editor's Rating
Overview
The IHG One Premier Business card is a good choice if you have a small business and enjoy staying at IHG properties. You’ll earn bonus rewards on IHG stays and select business-related spending when using your card for purchases. Plus you’ll get Platinum Elite status and an anniversary free night worth up to 40,000 points after each account anniversary. You’ll also get a fourth-night reward when you redeem IHG points for stays of four consecutive nights or more, meaning you can get more value from your IHG points.
Pros
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This card offers 10 points per dollar on purchases at IHG Hotels and Resorts (on top of the points you'll earn as an IHG elite member). The card also offers valuable perks for IHG loyalists including automatic Platinum Elite status for as long as you're a cardmember, an anniversary free night each year after your cardmember anniversary and the ability to get the fourth reward night free when you redeem points for stays of four nights or longer. And you'll get up to a $100 statement credit for NEXUS, Global Entry or TSA PreCheck application every four years.
Cons
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The redemption options outside of redeeming for stays at IHG properties provide low value. As IHG uses dynamic award pricing, your rewards could quickly become less valuable if IHG devalues its award pricing algorithm.
Who is this card good for?
This card is a good choice for business owners who will get enough value from the anniversary free night to justify the card’s annual fee. It’s an even better choice if you stay frequently with IHG and will use the card’s business-focused bonus categories. Even if you already have the personal version of this card, you may still find value in getting the business version for its anniversary free night and bonus categories.
Earning Rewards
This card earns 10 points per dollar on qualifying purchases made at hotels participating in IHG Rewards. You’ll also earn 5 points per dollar on other travel, dining at restaurants including takeout and eligible delivery services, social media and search engine advertising, office supply stores and gas stations. And you’ll earn 3 points per dollar on all other purchases.