Best for Southwest business travelers

If you’re a Southwest flyer and business owner, the Southwest Rapid Rewards Performance Business card can help you earn bonus points faster for award flights, along with a slew of other airline and travel-related perks. (Partner offer)

At a glance

  • 4X Earn 4X pts on Southwest® purchases.
  • 3X Earn 3X points on Rapid Rewards® hotel and car rental partners.
  • 2X Earn 2X points on rideshare.
  • 2X Earn 2X points on social media and search engine advertising, internet, cable, and phone services.
  • 1X 1X points on all other purchases.
80,000 points
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
Up to 29.99%
29.99% Variable
21.49% - 28.49% variable
21.49% - 28.49% variable
$199

At a glance

  • 4X Earn 4X pts on Southwest® purchases.
  • 3X Earn 3X points on Rapid Rewards® hotel and car rental partners.
  • 2X Earn 2X points on rideshare.
  • 2X Earn 2X points on social media and search engine advertising, internet, cable, and phone services.
  • 1X 1X points on all other purchases.
80,000 points
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
Up to 29.99%
29.99% Variable
21.49% - 28.49% variable
21.49% - 28.49% variable
$199
  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
  • 9,000 bonus points after your Cardmember anniversary.
  • Earn 4X pts on Southwest® purchases.
  • Earn 3X points on Rapid Rewards® hotel and car rental partners.
  • Earn 2X points on rideshare.
  • Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
  • 4 Upgraded Boardings per year when available.
  • Member FDIC

Our Take

TPG Editor's Rating

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3/5

Overview

Business owners can justify the $199 annual fee after they take a look at the mile-long list of benefits that come with this card. For starters, you’ll get 9,000 bonus points each account anniversary that’s worth $135 according to TPG valuations. Additionally, get a free Global Entry or TSA Precheck every five years, up to 365 inflight Wi-Fi credits each year and four annual upgraded boardings when available. Tied together with Chase’s expansive travel and purchase protections, this travel card is a terrific hybrid for business owners and frequent flyers.

Pros

  • 9,000 points on each cardmember anniversary
  • Global Entry/TSA PreCheck/Nexus credit (up to $100)
  • 4 upgraded boardings a year

Cons

  • $199 annual fee means only those loyal to Southwest will truly benefit

Who is this card good for?

If you benefit from Southwest’s route network or prefer to fly an airline with customer-friendly policies, the Southwest Rapid Rewards Performance Business card is an excellent choice for business travelers.

Earning Rewards

You’ll earn 4x on Southwest Airlines purchases, 3x on Rapid Rewards hotel and car partners, 2x on rideshare, 2x for social media and search engine advertising, internet, cable and phone services and 1x on everything else.