eCredable&#039;s Recommended Credit Cards

on Chime's secure site

Chime Credit Builder Secured Visa® Credit Card

on Chime's secure site

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

Rewards Rate

N/A

Intro offer

N/A

Annual fee

Recommended credit

No Credit History

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

N/A
Additional features

Purchase intro APR

Balance transfer intro APR

Capital One Platinum Credit Card

chance of approval

on Capital One's secure site

Capital One Platinum Credit Card

chance of approval

on Capital One's secure site

Rewards Rate

N/A

Intro offer

N/A

Annual fee

Fair to Good (580 – 740)

chance of approval

N/A
Additional features

Purchase intro APR

Balance transfer intro APR

Discover it® Cash Back

on Discover's secure site

Discover it® Cash Back

on Discover's secure site

4.4 Bankrate review

4.4 Bankrate review

Rewards Rate

5% Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
1% Plus, earn unlimited 1% cash back on all other purchases - automatically.

Intro offer

Intro Offer: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Annual fee

Recommended credit

Good to Excellent (670 – 850)

- 5% Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
- 1% Plus, earn unlimited 1% cash back on all other purchases - automatically.
Additional features

Purchase intro APR

Balance transfer intro APR

Blue Cash Everyday® Card from American Express

chance of approval

on American Express's secure site

Blue Cash Everyday® Card from American Express

chance of approval

on American Express's secure site

See Rates & Fees , Terms Apply

See if you're pre‐qualified for this card with Approval Odds

Rewards Rate

3% 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3% 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3% 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
1% 1% Cash Back on other purchases.

Intro offer

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

Annual fee

Good to Excellent (670 – 850)

chance of approval

- 3% 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
- 3% 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
- 3% 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
- 1% 1% Cash Back on other purchases.
Additional features

Purchase intro APR

Balance transfer intro APR

Capital One Venture Rewards Credit Card

chance of approval

on Capital One's secure site

Capital One Venture Rewards Credit Card

chance of approval

on Capital One's secure site

4.9 Bankrate review

4.9 Bankrate review

Rewards Rate

5 Miles 5 Miles per dollar on hotels and rental cars booked through Capital One Travel
2 Miles 2 Miles per dollar on every purchase, every day

Intro offer

New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening

Annual fee

Good to Excellent (670 – 850)

chance of approval

- 5 Miles 5 Miles per dollar on hotels and rental cars booked through Capital One Travel
- 2 Miles 2 Miles per dollar on every purchase, every day
Additional features

Purchase intro APR

Balance transfer intro APR

Discover it® Balance Transfer

on Discover's secure site

Discover it® Balance Transfer

on Discover's secure site